FAQs

  • How fast can I get the loan proceeds?

    Our customers can get preapproved for a loan amount in just 15 minutes. Once you are preapproved, you can get the cash in your bank account in as little as 24 hours. To expedite the loan application and approval process, we recommend that you gather all of the required paperwork before applying.

  • What is a car title loan?

    A car title loan is a short-term loan designed to get you fast, easy cash using your vehicle as collateral. Since the loan uses your vehicle for your eligibility, you can get a loan even if you have a terrible financial history.

  • What if I have bad credit?

    Since your eligibility is based on your vehicle’s equity, you can get approved for a title loan even if you have no or low credit. We only require a vehicle with sufficient value, the vehicle’s title, and proof of income of at least $1,500 per month.

  • How do you determine my vehicle’s value?

    The value of your vehicle will determine the amount of your loan. If your vehicle is worth $15,000, you could receive up to $15,000. Our loan officers will assess your vehicle’s make, model, mileage, age, and condition to determine its value. Typically, vehicles newer than 1999 get higher approval amounts. Our customers have access to up to $50,000 depending on the value of their vehicle. Apply for a free quote today to find out how much you are eligible for within 15 minutes.

  • Can I keep driving my vehicle with an active car title loan?

    It used to be that a vehicle title loan meant you also had to hand over the keys, but that is no longer the case. Nowadays, you will just give us the vehicle’s title while making your loan payments. You get to keep your vehicle and drive it just like normal. Once the loan is paid off, we will return the title to you.